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Boards On Notice Regarding Non-Financial Risks Boards On Notice Regarding Non-Financial Risks Boards On Notice Regarding Non-Financial Risks

by Adviser Ratings

On Wednesday, ASIC released a report looking at director and board oversight of “non-financial risk”. After examining the big four banks, AMP, IOOF and Insurance Australia Group, and conducting over 60 interviews with directors and management, it…

What Will Come Of The Review of Retirement Income? What Will Come Of The Review of Retirement Income? What Will Come Of The Review of Retirement Income?

by Adviser Ratings

The government recently announced the first major look at Australia's savings system in 30 years. It will examine the interaction between the age pension, compulsory super and voluntary savings. The wide-ranging review would examine "the current…

Should Advisers Contest “Brutal" AMP BOLR Changes Should Advisers Contest “Brutal" AMP BOLR Changes Should Advisers Contest “Brutal" AMP BOLR Changes

by Adviser Ratings

Advice given to AMP advisers suggests that the legality of the effective devaluations of their businesses via AMP’s controversially amended Buyer Of Last Resort (BOLR) arrangements may be contestable. A lawyer representing a number of effected…

Adviser Ratings Profiles Noni Long Adviser Ratings Profiles Noni Long Adviser Ratings Profiles Noni Long

by Noni Long

This week we profile Noni Long, a Platinum adviser with 20 client reviews and a average client rating of 4.89 out of 5 stars. Noni, who gets tremendous satisfaction in witnessing clients joy when they achieve their goals, is the Director of Hello…

Adviser Additions and Reductions - Top Licensees for Quarter 3 Adviser Additions and Reductions - Top Licensees for Quarter 3 Adviser Additions and Reductions - Top Licensees for Quarter 3

by Adviser Ratings

Initial analysis of adviser movements in Quarter 3 of 2019 has seen overall adviser numbers decline by around 700 individuals. This equates to a contraction of almost 3% of the number of people authorised to offer financial advice – which currently…

Ask an Adviser - Using The Bring Forward Rule In Superannuation Ask an Adviser - Using The Bring Forward Rule In Superannuation Ask an Adviser - Using The Bring Forward Rule In Superannuation

by Noni Crawford

If I have greater than $1.6m in Super but my spouse has very little Super, can I utilise the bring forward rule to transfer up to $300,000 from my Super to my spouses super? Alternatively if I have up to $300,000 in a separate bank account outside…

Are Higher Qualification Requirements Leading To An Adviser Exodus? Are Higher Qualification Requirements Leading To An Adviser Exodus? Are Higher Qualification Requirements Leading To An Adviser Exodus?

by Adviser ratings

There has been much speculation that the new qualification regime facing advisers may help contribute to a crash total adviser numbers. It has been suggested across much of the industry media that this, combined with changing remuneration models may…

FASEA Code of Ethics – Interpretation Key FASEA Code of Ethics – Interpretation Key FASEA Code of Ethics – Interpretation Key

by Adviser Ratings

FASEA’s recent release of an updated guidance document to its code of ethics has been met with a storm of criticism from advisers and industry stakeholders. Of particular concern is a change from the original explanatory statement for standard…

ASIC To Focus on 50 Licensees? ASIC To Focus on 50 Licensees? ASIC To Focus on 50 Licensees?

by Adviser Ratings

The regulatory and compliance burden facing growing licensees is perhaps, the X-factor that should not be frivolously dismissed by anyone concerned with the future of the advice industry. With the big guys exiting advice, there will be a renewed…