Neil was the first adviser on the Adviser Ratings website to achieve Platinum Adviser status. He has an Adviser Rating of 100% and an average customer rating of 94% across 16 reviews. Neil operates out of Stones Corner in Queensland under Roskow Independent Advisory
• Bachelor of Commerce (Finance Honours) from University of Cape Town, South Africa
• IFAAA Gold Standard of Independence
• Certified Financial Planner (CFP)
• Specialist courses in Self Managed Super Funds from Kaplan
• Advanced Diploma of Financial Planning from Kaplan
• Diploma of Financial Planning from Finsia
We posed Neil a few questions:
a) Best thing about being a financial adviser?
I believe that money allows our internal selves to interract with the external world. How we view it, use it and share it determines the sort of person we will be, the way we will live our lives and how enriching we can make the lives of others. As an adviser, I get to help my clients make smart choices with their money. I have the greatest job in the world.
b) One thing you would like to see improved or changed in the industry?
Transparency. As a truly independent adviser, my clients know I'm on the same side of the table as them when I give advice. There are no hidden agendas. There are still too many salesmen masquarading as advisers. There's a growing number of advisers wanting to do the right thing by their clients and wanting to know how to be independent. I can only see this as a good thing for clients.
c) The areas on their finances or economy that worry your clients the most?
My young family clients want to know whether its possible to upgrade the house, send the kids to private school and make work optional sooner rather than later. My retiree clients want to know that they can continue to live the lifestyle they want, help others now and leave a legacy for their children. We focus on the things we can control with clients rather than worrying about things we cannot.
d) What's the strangest question a client has ever asked you?
Is it possible for a SMSF to buy a race horse?
e) If you could get three things into consumers' heads about what advisers do or don't do what would they be?
1) A great adviser is a great communicator. 2) We do not have crystal balls so have no idea which stock to buy, sell or hold. 3) Relying entirely on your adviser can be dangerous. There are a lot of options out there and I recommend all of my clients take an interest in their affairs so they make better informed decisions, with our objective advice to guide them rather than dictate to them.
f) How do you describe your job at BBQs?
I provide truly independent financial advice that leaves my clients feeling confident about their future.