"Great service for the first Financial check-up. Provided us with very useful perspective for us to think about.

Thank you."

"Phil made my financial situation extremely easy to understand. It was incredibly reassuring to know that I was on track to meet my goal of retirement in 8 years."

"Phil explained everything clearly and also answered my questions about retirement.

He explained the choices I could make and how to plan for my retirement . I felt reassured after my appointment with him."

"Phil was great to talk to and helped me put everything into perspective. Very easy going and very clear with the way forward. I recommend him to anyone seeking financial advice."

"We are downsizers and Phil was very helpful with his advice regarding assets after the sale of our house. His down to earth advice was pitched at our level and he was very happy to answer all our questions."

"Have used Phil for retirement advice o several occasions.

He is very thorough, takes time to explain and is very patient answering all our questions and provides information in an easy to understand language.

Can thoroughly recommend!"

"We wanted a single visit to check that our retirement strategy was on track. Phil is one of the very few planners that you can visit on a one off. This is our second visit - the previous one some years ago - and our implementation of his advice has resulted in a position that is much better than expected."

"Phil was very friendly, knowledgeable and honest in his presentation. He appeared generally interested in helping me make the most of my money. I came away with lots of helpful information to continue to grow my savings and take advantage of tax benefits heading towards retirement. I would recommend him to friends and colleagues. Thank you."

"We have seen Phil for financial check ups for many years. We always find his advice, financial projections & detailed information very helpful. Highly recommended."

"Phil was very patient with my husband and me. He explained everything to us and listened carefully to our concerns and questions. Would highly recommended Phil."