"Have used Phil for retirement advice o several occasions.

He is very thorough, takes time to explain and is very patient answering all our questions and provides information in an easy to understand language.

Can thoroughly recommend!"

"We wanted a single visit to check that our retirement strategy was on track. Phil is one of the very few planners that you can visit on a one off. This is our second visit - the previous one some years ago - and our implementation of his advice has resulted in a position that is much better than expected."

"Phil was very friendly, knowledgeable and honest in his presentation. He appeared generally interested in helping me make the most of my money. I came away with lots of helpful information to continue to grow my savings and take advantage of tax benefits heading towards retirement. I would recommend him to friends and colleagues. Thank you."

"We have seen Phil for financial check ups for many years. We always find his advice, financial projections & detailed information very helpful. Highly recommended."

"Phil was very patient with my husband and me. He explained everything to us and listened carefully to our concerns and questions. Would highly recommended Phil."

"Appreciated Phil’s professional and common-sense approach. I felt we could trust his advice and are in a better position to tighten up towards retirement plans. Very recommended."

"Very professional and knowledgeable analysis. Clear and comprehensive presentation of circumstances and options."

"I've consulted Phil a couple of times mainly on retirement planning. I've found his advice clear, pragmatic and helpful."

"We have had meetings with Phil periodically - as required. Phil has provided useful advice and explanations for us in a calm and confident manner. It has been very useful for us while attempting to navigate the whole superannuation, retirement, downsizing with all it's complexities."

"Phil is communicative and responsive. We meet with Phil for periodic financial check ups, and his advice is always clear and useful. He doesn't push products that we don't need, and he helps us to tweak things to ensure we are making the most of our income, superannuation and other investments. He also has a good understanding of Commonwealth Superannuation schemes, which is relevant to us. We trust Phil's advice and find our check up meetings very helpful."