Madelyn Cruz

Sovereign Advisors provides holistic Financial Services, with a focus on strategic advice that is tailored to your unique situation. Our knowledge and industry experience will guide you, your family and/or your business to financial independence.

With over 60 years of collective expertise in financial services, particularly in Private Banking and Wealth Management, we offer comprehensive guidance to navigate the complexities of wealth management. Our vision is centred on understanding and addressing the unique requirements of every family, ensuring that our advice fosters financial growth and security at every stage of life. Trust Sovereign Advisors to be your dedicated partner in achieving your financial goals with precision and care.

Sovereign Advisors Pty Ltd is a boutique wealth management firm catering to an exclusive clientele. Our emphasis is on thought leadership, trust, and providing clarity for complex financial decisions related to business, family, and legacy matters.

Madelyn Cruz is a highly experienced and knowledgeable Financial Planner with over 18 years of experience in financial advising and has worked for various organisations such Zurich, TAL and boutique financial planning firms. She specialises in creating personalised financial strategies to help clients achieve their long-term financial goals, combined with a deep financial expertise and commitment to providing exceptional client service.

Madelyn possesses a comprehensive understanding of the complexities associated with Defined Benefit (DB) schemes, including their unique benefits and the regulatory landscape governing them. Her extensive knowledge and experience in crafting tailored retirement strategies that integrates various defined benefit (DB) schemes including PSS, SASS, SSS, CSS, Military Super & local government DB schemes within the broader superannuation system sets her apart as a leading expert in this complex area of financial planning. She has a track record of guiding individuals through the intricacies of DB scheme, having delivered numerous educational seminars in the past and has worked with current and former government employees, defence force personnel as well as serving & retired members of the police force as clientele, helping them make informed financial decisions that aligns with their long-term financial goals and enhanced retirement outcomes.