Carla and I first met Adam in April 2016 via an introduction from Michele Hutchen in Gymea. Since then, Adam has been a valuable part of how we think about our current and future financial situation. Adam has helped and guided us through reducing our personal debt and improving our cash flow. He's secured our existing and future financial position with a combination of protective measures and investment strategies, which included consolidating our super and then putting it to work, and making it work hard for us. His guidance and advice (while slightly cautious for this avid risk taker) has helped us clear our personal debt, obtain well above average returns on our investments, and late last year, finally saw us in a position to buy our dream home. And he's now doing his best to convince me to stop buying any more man toys and double down on what I know is our next best investment play. Adam's upbeat and good humored personality makes him great to deal with, and above all else, Adam is a gentleman and consummate professional.