Vince Martin

We are remunerated for our financial services by way of the fees, charges and other benefits for providing personal financial advice or general financial advice on a ‘fee for service’ basis. The fee may vary depending on the complexity of the work and the advice provided, as they are calculated based upon three factors:

i. Fees are calculated based on 3 factors – the time taken to prepare and provide advice, the internal costs (e.g. PI Insurance, administration resources) we incur, and the value of financial benefit provided by our advice. They are NOT based upon the financial products that may be recommended or a percentage of funds that you have or may have invested as a consequence of our advice.

ii. The payment of commissions on investment and superannuation products are specifically prohibited by legislation.

iii. When life insurance products (insurance cover for death, disability, etc) are recommended and subsequently acquired by you, we may receive part or all of our remuneration in the form of initial and ongoing commissions paid from the provider for the life of the policy.

We confirm the fees that we will charge to you in writing prior to you confirming your agreement to proceed to having us prepare your advice.

Our employees and directors are remunerated by way of salary and bonuses linked to performance. Our employees do not receive commissions or volume-based incentives for providing financial services to you.