David Offer

David has been in the financial services industry since 1993, first as an accountant with BDO Nelson Parkhill and then Ashton Read. David joined RBS Morgans as an investment manager in 1997 and, since 1998, has been the branch manager and senior financial planner with the Bunbury office of RBS Morgans. The office subsequently changed to Minc Financial Services and then MDS Financial Services and, on obtaining the business’ own Australian Financial Services Licence, David then established Horizon Investment Solutions in July 2011.

David has a Bachelor of Commerce (Accounting) from Curtin and Post Graduate Diplomas in Financial Planning, Applied Finance and Investment Technical Analysis.

David focuses on long term portfolio growth through active portfolio management and diversified investments (shares, property and interest investments) and a combination of capital growth and income generating investments. He specialises in all financial planning considerations including retirement planning, structuring assets to minimise tax, maximising Department of Social Services entitlements, self-managed superannuation, risk management and estate planning. David has a comprehensive asset management focus on long term diversified portfolios that include both direct investments and managed funds.