I have been a client of Melissa for close to 20 years and during this time she has supported my financial goals and objectives, and has provided quality sound financial advice. As I have been a long term client the strategies that she has put in place have made a huge difference to my financial situation and have turned out to be very sound advice over the two decades. My current situation where I am on salary protection insurance, workers compensation (due to an unexpected health situation) – I particularly appreciate two aspects of Melissa advice. 1. The importance of putting extra money in superannuation – as I now have a very healthy superannuation balance due to this advice which will allow me to meet my retirement goals, 2. Her insistence in implementing and maintaining income protection insurance (and at many points I considered cancelling it due to increasing costs) in reflection it was an important decision in my financial situation which has allowed me to maintain my lifestyle during a very difficult period of time.