Josh Gray

After making the switch from Accounting to a Financial Planning career, I began work as a Paraplanner in 2023, quickly progressing to an Associate Adviser in later 2023, and ultimately beginning my Professional Year in 2024. I chose a Financial Planning career as I wanted to do something I enjoyed and could really see myself doing for the long term. I have always helped family and friends with financial decisions and wanted to try and find a career doing the same for other people.

Evolution Financial Planning is an independent financial planning firm. This means we do not accept any payments from product providers, including insurance providers. This includes commissions, incentives or bonuses. We offer a clear and transparent fee-for-service fee structure where all our fees are agreed to in advance, and fees paid by clients are the only way we are paid.

Joshua Gray is currently a Provisional Financial Adviser and is completing his work and training requirements under the Professional Year program.

The Supervisor of Joshua Gray is James Cruz, and they must ensure appropriate supervision of advice given by the provisional relevant provider.

James Cruz can be contacted via phone on (02) 6681 1911.