Josh Kozis

For me, financial planning is not only about educating, freeing and empowering you to reach your full potential, but also about aligning your financial goals with your personal values. Driven by the desire to create a happier, healthier, and wealthier life for my family, I’m excited to share what I’ve learned with you, but first, a quick story.

Imagine a father and son walking down the street with their shoelaces tied together, binding their left feet with their right. The father, having learned to take small, careful steps, instructs his eager son—who stumbles, wanting to run—to walk slowly like him to avoid falling.

This scene mirrors how many people go through life with financial habits and beliefs inherited from those around them, often unaware that these habits can hold them back. Just as the father and son may not realise they can untie their shoelaces; many people have not encountered the ideas and behaviours that can free them from limiting financial beliefs.

As a degree-qualified financial planner, I am on a quest to help you recognise these "knots" and guide you in untying them, freeing you to move forward with confidence. But untying is just the beginning. I also have a passion for teaching a variety of techniques for "lacing up," equipping you with the knowledge, strategies, and tools to not just walk, but to run, jump, and explore life’s many opportunities.

To join me on this journey, follow the links to book an appointment, or call me on (03) 6388 9224.