Dennis Spiroski

Navigate Advisory

Silver

8 Yrs Experience

Brighton-Le-Sands, NSW 2216

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Hi, I’m Dennis, Senior Financial Adviser at Navigate Advisory. I help people over 50 feel on top of their money so they can enjoy life without financial stress.

I get a real buzz from taking complicated money stuff and making it simple. There’s nothing better than seeing that moment when everything clicks for a client—that lightbulb moment when their financial world finally makes sense.

The best part of my job? Hearing how my guidance has helped people live the retirement they’ve always imagined. Whether it’s those big trips they’ve dreamed about, spoiling the grandkids, or just having the confidence to enjoy life, it’s energising to know I’ve played apart in that.

I specialise in pre-retirement planning and aged care. From super and investments to income streams and Centrelink, I help connect all the dots to create a plan that’s clear, simple, and works for you. It’s about making sure you feel confident and in control, no matter what stage of life you’re in.

Here’s what I often hear from people when they first reach out:

They’re ready to retire but unsure how to make their money last.

They’re trying to manage different pieces—super, Centrelink, investments—without getting overwhelmed.

They just want to enjoy their retirement without constantly worrying about finance

That’s where I come in. I take the time to really listen, understand your unique situation, and make sure you’ve got a plan that works for you. My goal is to make sure you feel on top of your money, without the stress.

Superannuation
Insurance Protection
Retirement & Pension
Self Managed SuperFunds
Redundancy
Aged Care
Borrowing
Growing Assets

5.00 May 2023

Dennis has always been extremely attentive, engaged and approachable in my dealings with him. I've always felt comfortable raising any issue with Dennis and never felt that anything I might question was a bother to explain or investigate further. I really trust him to manage this side of my life and to organise what I otherwise would likely ignore.

5.00 April 2023

I was extremely lucky to have Dennis looking after my retirement. He has been a great help in navigating the complex arrangements, also dealing with the various Government departments. He was and remains indefatigable and his calming manner was so important during this stressful time. Thanks Dennis.

5.00 November 2022

Dennis was very attentive and I always felt valued as more than just one of his clients. Nothing was ever too much trouble him and he really went above and beyond. Dennis explained all options very well and though his advice was solid I never felt steered in a single direction. I always felt he had my best interests at heart, and he will continue to be there for me anytime I need his services in the future. I cannot recommend Dennis highly enough.

5.00 June 2021

Dennis has given me advice in the aged care area. He was always able to explain things to me in a clear & concise manner. Through Dennis's knowledge & experience, I feel extremely confident that the advice was best for the needs of my aunt & uncle. Dennis was very attentive & I always felt valued as one of his clients. Nothing was ever too much trouble for Dennis.

5.00 June 2021

I was thrown into advising a family member who needed help with his financial arrangements, selling his home and entering into an aged care facility. Although I am an FCA I knew nothing about the pension, the asset & income rules et al. Dennis expertly steered me through the process to achieve an excellent solution which I understood.