Tom Cotter

Integral Private Wealth

Gold

11 Yrs Experience

Fortitude Valley, QLD 4006

About Tom
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Hi, I’m Tom, a Principal Advisor at Integral Private Wealth, and I’m here to help you make confident financial decisions. If you are planning for retirement or looking for strategies to grow and protect your wealth, I am here to provide clear, practical advice tailored to your goals.

I know that financial planning can sometimes feel complex, but my role is to simplify the process and give you the clarity you need to move forward. With extensive experience in retirement planning, investment management, and wealth protection, I take a strategic, client-first approach, ensuring every recommendation aligns with what’s best for you.

I pride myself on building long-term relationships based on trust, transparency, and proactive support. If you're looking for a knowledgeable, approachable adviser to guide you through important financial decisions, I’d love to help.

Superannuation
Managing Debt
Retirement & Pension
Self Managed SuperFunds
Shares & Investments
Cashflow & Income
Complex Investments
Tax Strategies
Growing Assets
Wills & Estates

5.00 March 2025

Tom is not only professional but very easy to talk to. He listened to my needs and objectives and helped to provide the direction I needed.

5.00 March 2025

Tom has been great at providing advice for our share portfolio. We would definitely recommend his services

5.00 March 2025

Tom has been knowledgeable and a fantastic help in guiding me to plan for my financial future. He has the great ability to break it down and improve my understanding of a complex industry. Tom has provided insightful information on investing and taking advantage of small business concessions. His ongoing management of my portfolios has given me peace of mind.

5.00 February 2025

I’ve been a client of Tom Cotter’s for ten years. As a doctor, I have little time to consider financial decisions regarding superannuation, investments etc. Tom has always been able to explain and answer any questions regarding these matters easily and in a way that I can understand. My finances have benefited extremely thanks to Tom.

5.00 February 2025

Tom has been my financial adviser since 2021. Over the past 4 years he has, at my request, simplified my superannuation by reducing the number of investment managers and investments, and changed the wrap service to one that gives me better and more accessible performance information, both of which were sources of frustration previously. He has also set up my account based pension, introduced a managed account arrangement to take timely advantage of advice from the asset manager engaged by Integral Private Wealth, proactively recommended tax reduction strategies and introduced a long term forecast tool to assess the range of likely outcomes of my investment and drawdown plans.

Tom is an effective communicator, who is willing to use in person meetings, online meetings, phone calls and emails as appropriate. We have half yearly face to face review meetings (face to face is my choice), for which Tom prepares an agenda to cover current performance, forecast outcomes, opportunities and risks. He also contacts me to explain the changes that he proposes to make to my investments following the quarterly meetings of the asset manager. He has good availability and responds promptly.

Tom demonstrates good understanding of the matters that he discusses and welcomes my questions. He is able to confidently reply to those questions, which I find reassuring.