by Darren Johns
What constitutes an ethical investment? Is there a set of rules for something to be considered ethical? Can a financial adviser help with this?
by Birchal
Equity crowdfunding is different to reward-based crowdfunding in that what you are selling is equity ownership (through shares) in the company. Many campaigns will offer rewards as an additional perk, but equity crowdfunding is the method of…
by Kevin Malcolm
I'm 70 and retired. Despite enforced monthly withdrawals, my Super pension account balance has been steadily rising. Should I use any future monthly increase to grow my account balance or should I withdraw the gain and place the funds in my mortgage…
by Angus Woods
This is an exciting time for Adviser Ratings as we have just announced our first Equity Crowd Funding capital raise in support of our growth plans. Since our inception I have wanted to invite our customers to participate in the value upside of our…
by Adviser Ratings
There is a growing consensus that the industry needs to put on a united front in making the case that life insurance commissions remain. Any changes in this area need to have the support of the industry to ensure both that consumers are best served,…
by Adviser Ratings
New laws designed to help people consolidate their superannuation accounts could result in people losing the insurance cover, unless they contact their Super fund. The laws, which take effect from 1 July, will mean that life and disability…
by Adviser Ratings
If service providers can come up with solutions for advisers and smaller licensees at cost effective prices, there is a large and growing market eager to entertain possible change.
by Greg Anderson
I'm semi- retired with a super balance of $210,000 and wish to invest $200K in a 12 unit housing complex in Esk in SE Queensland. I own the land (value $150,000). I own 4 other houses valued at $1,300,000 with a $600k mortgage. I have $75k saving,…
by Justin Hooper
FOMO or “Fear Of Missing Out” is often seen as being associated with those “flakey” millennials. But FOMO is just the more recent name given to a dynamic that many people will be familiar with. It’s similar to those who feel “the grass is always…