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Frances Hesse

 Frances Hesse

Share profile:
4 Fox Rd
East Ryde
NSW
2113
AU

Overview

Frances Hesse Frances Hesse

total Reviews

14

Experience

15yrs

Status

Platinum

Overall Adviser Rating

95%

Average Customer Rating

95%

Percentage of Positive Reviews

84%
Introduction

Lifetime Advisers is a privately owned and operated, family run boutique financial planning practice with a non aligned licensee. Frances Hesse as principal and senior financial planner has over 28 years experience in financial services. At Lifetime Advisers we charge on a fee for service basis and our philosophy has always been that clients deserve to receive unbiased advice, whether they wish to invest in shares, property, their business, superannuation, bonds or even cash. Our clients range in age from early twenties to eighties so we are experienced in advising entire families on how best to manage their family’s financial affairs. Along the way we establish strong, deep relationships, that enables us to continue to look after them and their future generations.

Company:

Lifetime Advisers
Lifetime Advisers

Licensee:

Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your advisers requires and what products can be sold. The licensee plays an important role in ensuring that your adviser is acting in your best interests. Check out your adviser’s licensee HERE

Licensee Owned By:

Solar Financial Advisory Pty Ltd
Solar Financial Advisory Pty Ltd
Expertise
Building SuperBuilding Super
Insurance & ProtectionInsurance & Protection
Managing DebtManaging Debt
Centrelink BenefitsCentrelink Benefits
Household BudgetingHousehold Budgeting
Preparing for RetirementPreparing for Retirement
Self Managed Super FundsSelf Managed Super Funds
Estate PlanningEstate Planning
Savings & InvestmentsSavings & Investments
Tax Effective StrategiesTax Effective Strategies
Aged CareAged Care
Socially Responsible InvestmentsSocially Responsible Investments

Latest Customer Reviews (3 of 14 total)See all

"I was dealing with the emotional turmoil of my elderly mother having to sell her family home to go into a nursing home. Frances relieved me of the added burden of worrying how to best invest her money on her behalf providing excellent financial advice that has ensured that her money is safely and wisely invested to maximise her benefits."

Cathy, 46-55 10 Nov 2017

"Frances consistently provides exceptional, tailored advice. As a recent divorcee Frances has helped me reset my financial and estate planning goals enabling me to feel confident again about the future. Frances takes the time to understand the issues I am facing and cares deeply we arrive at the best outcome for me. "

Simon, 35-45 12 Sep 2017

"Frances is knowledgeable, dedicated to helping her clients and is prepared to spend as long as it takes until you feel completely at ease with decision made."

Nanette, 65+ 16 Apr 2017

History & Qualifications

My membership

SMSF Association (SMSF)

Awards
  • No award found
Years of experience
  • 15 years total experience

My Videos

No Video found

Location & Contact

Contact details

4 Fox Rd, East Ryde
NSW 2113 Australia

Office hours

Monday:   9AM to 5PM
Tuesday:   9AM to 5PM
Wednesday:   9AM to 5PM
Thursday:   9AM to 5PM
Friday:   9AM to 5PM

Customer Reviews

  • 0% Negative Reviews
  • 100% Positive Reviews
  • 97% Average Reviews
  • 14 Total Reviews
Cathy, 46-5510 Nov 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"I was dealing with the emotional turmoil of my elderly mother having to sell her family home to go into a nursing home. Frances relieved me of the added burden of worrying how to best invest her money on her behalf providing excellent financial advice that has ensured that her money is safely and wisely invested to maximise her benefits."

Simon, 35-4512 Sep 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances consistently provides exceptional, tailored advice. As a recent divorcee Frances has helped me reset my financial and estate planning goals enabling me to feel confident again about the future. Frances takes the time to understand the issues I am facing and cares deeply we arrive at the best outcome for me. "

Nanette, 65+16 Apr 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances is knowledgeable, dedicated to helping her clients and is prepared to spend as long as it takes until you feel completely at ease with decision made."

Dean, 56-6501 Apr 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Originally I started out not having a clue and was very conservative in my investing strategies, Frances took the time to educate me to the level where I am now buying my third property. I would still have all my money languishing in a low interest bank account if not for Frances."

Jane, 65+31 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances Hesse is very "user friendly", always available and local. I always feel able to ask for further explanation and advice,"

Karen, 46-5531 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances is very professional, thorough, efficient and knowledgeable. She goes that extra mile for her clients. She is very passionate about her job"

Chris , 65+30 Mar 2017
Expand
Overall customer rating
75%
- Communication
75%
- Knowledge & Expertise
100%
- Customer Care
50%
- Recommendation
75%

"I have been for 5+ years & have always been happy & felt secure with Frances' advice & direction. Chris 6019"

Colin, 65+30 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"I have been with Frances for a couple of years now after leaving another adviser and trying a couple of other advisers. All Advisers were pay for service not free. I am very satisfied with service, advice and rates for Frances. I have recommended to 2 other persons that were looking for advice."

Greg, 46-5530 Mar 2017
Expand
Overall customer rating
81%
- Communication
75%
- Knowledge & Expertise
100%
- Customer Care
75%
- Recommendation
75%

"Frances is an approachable and knowledgeable is all areas of financial planning. Frances takes time to understand your drivers, build the plan to achieve them and then regularly reviews and modify as your circumstances change. IT does not matter what stage of life you may be in, Frances is able to support you."

Karen , 46-5530 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Having recently been through a financial 'overhaul' with Frances, I can highly recommend her services. She looked at every aspect of my situation, including ascertaining what risk profile I am likely to be most comfortable with, and has put in place a detailed plan for me. I can now sleep at night knowing everything has been taken care of and I am on track for achieving my financial goals. "

Ian, 65+30 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances is knowledgeable in all aspects of financial advice I require. She is very generous with her time."

Peter, 65+30 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"Frances has been excellent in helping us in the financial side of the transfer from our working life to retirement with expert advise "

Noel, 65+30 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"xxx"

Vera, 56-6530 Mar 2017
Expand
Overall customer rating
100%
- Communication
100%
- Knowledge & Expertise
100%
- Customer Care
100%
- Recommendation
100%

"When I first went to Frances I was in a very bad state, my previous financial adviser having convinced my husband and I to invest all his super in Storm Financial. My husband passed away and I was left a relatively young widow, with very little resources other than owning my house. Frances has literally been a life saver for me and I could not be more grateful to her."

1
       

Vouch for & Skills Ranking

Number of advisers who vouch for the integrity of this adviser

0

Top 5 Skills (as rated by customers)


#1
Savings Investment
STRENGTH
10
Customers

#2
Building Super
STRENGTH
8
Customers

#2
Preparing For Retirement
STRENGTH
8
Customers

#3
Tax Effective Strategies
STRENGTH
6
Customers

#4
Estate Planning
STRENGTH
5
Customers

#5
Insurance Protection
STRENGTH
4
Customers

x

Overall rating

98%

Frances Hesse

Company: Lifetime Advisers

Download detailed report card


How is this calculated?

The overall rating is determined by a combination of the professional bodies Frances Hesse is a member of and in what capacity, the licensee or company of Frances Hesse and customer reviews (see detailed rating system)

We then help you differentiate each adviser based on qualifications, compliance and experience, giving each a score out of 100. The quality of advice and customer satisfaction percentages are determined by the customers of Frances Hesse (see report card scoring)

Qualifications: 100%

Compliance: 100%

Experience: 100%

Quality of Advice: 0%

Customer Satisfaction: 0%